GC Living Assurance Plan (Participating with Dividend)

Generali China Living Assurance Plan provides you with six main insurance protections so that you can enjoy your life to the fullest.

Benefits:

• Death: 100%Sum Assured + any accumulated dividend
• Total and Permanent Disability (TPD): Advance the Sum Assured in 3 annual installments of 10%/20%/70% + waiver of premium during disability
• A juvenile lien at the rates of 70% and 40% will be imposed at age 0 to 1 and at age 1 to 2 respectively.
• Maturity:100%Sum Assured at age 88
• Medical Check-up allowance: Survival benefit of 0.5% Sum Assured every 2 years

Cash Dividend:

This policy is a participating policy, whereby it participates in the distribution of surplus of the participating fund of the company in the form of cash dividends. While this Policy is in force, each year the Company will determine the amount of surplus to be distributed according to relevant regulations.

Compulsory but optional riders:

1.28 dread diseases rider:

Benefit:

100%Sum Assured of the basic will be paid in advanced on 1st diagnosis of one of a list of 28 dread diseases.

2. Female rider:

Benefit:

• 30 dread diseases benefit:

100% basic Sum Assured will be paid in advanced on 1st diagnosis of one of the prescribed 30 dread diseases.

• Additional payment on following Female Illnesses:

a) Carcinoma-In-Situ: 20%Sum Assured up to RMB30, 000 maximum upon the first occurrence of one of the Carcinoma-In-Situ prescribed in the policy.

b) Facial Reconstructive Surgery Due to Accident: reasonable surgical charges shall be reimbursed up to 20% SA or RMB 30,000, whichever is less.

c) Hysterectomy and Mastectomy: 10%Sum Assured up to RMB15, 000 maximum for each surgical operation.

3. Female pregnancy rider:

Benefit:

• 30 dread diseases benefit:

100% basic Sum Assured will be paid in advanced on 1st diagnosis of one of the prescribed 30 dread diseases.

• Additional payment on following Female Illnesses:

a) Carcinoma-In-Situ: 20%Sum Assured up to RMB30, 000 maximum upon the first occurrence of one of the Carcinoma-In-Situ prescribed in the policy.

b) Facial Reconstructive Surgery Due to Accident: reasonable surgical charges shall be reimbursed up to 20% SA or RMB 30,000, whichever is less.

c) Hysterectomy and Mastectomy: 10%Sum Assured up to RMB15, 000 maximum for each surgical operation.

• Pregnancy Benefits:

a) Pregnancy Complications: 20%Sum Assured up to RMB30, 000 maximum

b) Congenital Anomalies: 40%Sum Assured up to RMB60, 000 maximum

(This is a marketing material for purpose of information only. Please refer to the contract provisions for the exact terms and conditions. )