GC Whole Life Cash Payment (Participating with Dividend)

Whether you're planning for the long term or are looking for future stable incomes, Generali China whole life cash payment plan can help you manage your money to work for you today and to guarantee annual incomes to you for the rest of your life(up to age 88).

Benefit:

• Death benefit: Max (Sum Assured, Sum of paid premium – sum of coupon received).
• Survival benefit: annual cash payment of 5% Sum Assured from duration 10/15/20 onwards for regular payment and from duration 10 for single payment.
• Total permanent disability benefit: Advance the Sum Assured in 3 annual installments of 10%/20%/70% + waiver of premium during disability
• Maturity benefit: Max (Sum Assured, sum of GP paid - sum of coupon received).

For juveniles, face amount is subject to a lien of 70%/40%/0% at age 0, 1 and 2 and afterwards respectively.

Cash Dividend:

This policy is a participating policy, whereby it participates in the distribution of surplus of the participating fund of the company in the form of cash dividends. While this Policy is in force, each year the Company will determine the amount of surplus to be distributed according to relevant regulations.