Children are by their very nature full of fun, and sometimes full of mischief. Always up to something. Whether at home or at school, playing, jumping, running, climbing. and sometimes unfortunately, hurting themselves. It could be just a scratch but sometimes it is more serious. It could mean hospitalization and medical expenses. That's why we in Generali China have designed a very special Juvenile Personal Accident with very comprehensive coverage. Benefit£º 1. Accidental Death, Dismemberment & Major Burn Benefit (ADD) When the child suffers any one of the following losses after an accident: - Loss of life ¨C the principle sum shall be payable - Dismemberment, loss or major burn as specified in the schedule of indemnity ¨C the percentage of indemnity (10% - 100%) shall be payable 2. Accidental Medical Reimbursement (AMR) Covers medical expenses, the child will be reimbursed for medical and surgical expenses incurred up to a maximum amount selected. 3. Surgical Benefits (SB) When the child is hospitalized due to sickness or disease or accident, the company will pay the actual surgical fees incurred up to a maximum amount selected. 4.Monthly Catastrophe Cash Allowance (MCCA) If the child suffers catastrophic disability, a monthly catastrophe cash allowance will be paid for a maximum of 20 years or up to the child age 23 whichever is earlier. 5. Payer¡¯s Accidental Death Benefit (PDB) Should the payer die as a result of an accident or become permanently and total disabled the sum assured will be payable. 6. Payer¡¯s Accidental Death ¨C Automatic Renewal (AR) Should the payer die as a result of accident, the policy will be automatically renewed until the policy expired. 7. Renewal Bonus (RB) Renewal bonus of 6% increase on the child¡¯s original accidental death & dismemberment (ADD) benefit up to 5 renewal years or 130%. 8. Compassionate Death Allowance (CDA) In the event of the child¡¯s death, the deceased¡¯s next-of-kin will be paid an immediate compassionate death allowance of £¤3,000. This allowance is not deductible from the principal sum assured.
Entry age: 30 days ¨C 17 years of age (renewable to 23 years of age) (This is a marketing material for purpose of information only. Please refer to the contract provisions for the exact terms and conditions. ) |