ESSENTIAL

• Essential

  A solution providing essential protections to employees consisting of the following products, often required as the cornerstone of a valuable corporate employee benefit plan or a start-up solution for employers with basic budget.

   

  Term Life Insurance

   

  A lump sum payment of benefit in the event of an employee’s death at natural causes while in employment. Benefits can be based on a multiple of salary or a fixed amount, administrated with short term group policy with annual revision.

   

  Accidental Death and Dismemberment Insurance

   

  A lump sum payment of benefit in the event of an employee’s death or dismemberment at accidental causes while in employment. Benefits can be based on a multiple of salary or a fixed amount, administrated with short term group policy with annual revision.